Open banking platforms: AI search visibility ranking (2026)
How AI search engines rank open banking platforms by visibility and citations. 20 brands measured monthly across Google AI Mode: which brands the AI names in answers, which domains it cites as sources, and how the leaders compare. Platforms used to connect bank data, support account aggregation, power payments, and enable regulated open banking products. Composite score: 70% visibility (% of AI answers naming the brand) + 30% citation rate (% citing the brand's domain). Full methodology →
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At a glance
What we observed in this categoryauto-generated
Plaid and Tink share the top position with identical visibility scores of 37.5%, each holding a composite score of 26.2 against a category average visibility of just 3.8%. That gap is significant: the two leaders are nearly ten times more visible than the category mean, and every other brand in the top 10 sits at 0% visibility. The concentration of AI presence in two brands suggests Google AI Mode is treating this category as a two-horse race for named mentions in generated responses.
Yapily and Salt Edge present an unusual divergence: both score 0% visibility yet each holds a 12.5% citation rate, producing a composite score of 3.8. This means AI responses reference their domains as source material without naming them as brands in the answer text. TrueLayer, Finicity, Bud, Token.io, Nordigen, and GoCardless Bank Account Data all record zeros across both metrics, making them effectively invisible in AI-generated responses despite being recognised industry players.
Google AI Mode is the top engine for every brand in this audit, indicating the data is entirely Google-anchored with no signal from competing AI engines. The top cited sources include openbankingtracker.com, gartner.com, g2.com, and saltedge.com, suggesting the AI draws on third-party trackers and analyst platforms rather than vendor-owned content. The presence of stripe.com and youtube.com in the citation list points to broad-format content also feeding AI responses in this category.
Movers & shakers since last refresh
Biggest visibility risers
-
Plaid 12% → 38% · rank #0 → #1+25pp
-
Tink 12% → 38% · rank #0 → #2+25pp
Biggest visibility fallers
-
Bud 12% → 0% · rank #0 → #7-12pp
The ranking
| # | Brand | Visibility | Citation | Top engine |
|---|---|---|---|---|
| 1 |
plaid.com
|
38% | 0% | Google AI Mode |
Plaid leads with 37.5% visibility and a composite score of 26.2, nearly ten times the 3.8% category average, but records zero citation share despite that named presence. |
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| 2 |
tink.com
|
38% | 0% | Google AI Mode |
Tink matches Plaid exactly at 37.5% visibility and a 26.2 composite score, making it the only brand to share the top position with no differentiation in the current data. |
||||
| 3 |
yapily.com
|
0% | 12% | Google AI Mode |
Yapily holds 0% visibility but a 12.5% citation rate, ranking third by composite score (3.8), meaning it appears as a source reference rather than a named brand in AI answers. |
||||
| 4 |
saltedge.com
|
0% | 12% | Google AI Mode |
Salt Edge mirrors Yapily with 0% visibility and 12.5% citations, and its domain appears directly in the top cited sources list, confirming its role as a referenced data source rather than a featured brand. |
||||
| 5 |
truelayer.com
|
0% | 0% | Google AI Mode |
TrueLayer scores zero across all metrics (visibility, citation, and composite), placing it among five consecutive brands in the top 10 with no measurable AI presence on Google AI Mode. |
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| 6 |
finicity.com
|
0% | 0% | Google AI Mode |
| 7 |
budfinancial.com
|
0% | 0% | Google AI Mode |
| 8 |
token.io
|
0% | 0% | Google AI Mode |
| 9 |
nordigen.com
|
0% | 0% | Google AI Mode |
| 10 |
gocardless.com
|
0% | 0% | Google AI Mode |
| 11 |
akoya.com
|
0% | 0% | Google AI Mode |
| 12 |
mx.com
|
0% | 0% | Google AI Mode |
| 13 |
trustly.com
|
0% | 0% | Google AI Mode |
| 14 |
basiq.io
|
0% | 0% | Google AI Mode |
| 15 |
hellozai.com
|
0% | 0% | Google AI Mode |
| 16 |
aiia.eu
|
0% | 0% | Google AI Mode |
| 17 |
belvo.com
|
0% | 0% | Google AI Mode |
| 18 |
flinks.com
|
0% | 0% | Google AI Mode |
| 19 |
brankas.com
|
0% | 0% | Google AI Mode |
| 20 |
railsr.com
|
0% | 0% | Google AI Mode |
Sources AI engines trust in this category
Across the 8 buyer-intent queries we ran on open banking platforms, these are the domains Google AI Mode cited most often. If you're not on this list — or if your competitors are — that's a concrete PR / linkbuilding target.
How to read this ranking
Four things worth knowing before you act on the numbers above. These are the same definitions across every industry page — for category-specific observations, see the What we observed section above (where available) and the per-brand insights inline in the ranking.
Visibility = being named
A brand's visibility % is the share of AI answers that mention it by name in the response prose. This is who AI engines actively recommend to the buyer.
Citation rate = being trusted
Citation rate is the share of AI answers that include the brand's domain as a clickable source link. This is what the AI treats as authoritative evidence — different from being named.
Top engine differs by brand
The "top engine" column shows which AI surface each brand performs best on. Big gaps between a brand's score across engines usually points to specific content or schema gaps.
Rankings move month to month
AI engines re-crawl and re-rank on shorter cycles than classical search. We re-audit every brand on this list at least every 30 days and refresh this page automatically.
Get your own open banking platforms brand audited
The brands above were curated from public market-leader lists. Want the same measurement against your own brand — including the queries you appear on, which competitors get named instead, and a prioritised fix list? Run a free preview.
Frequently asked about open banking platforms AI visibility
Who leads AI visibility in open banking platforms?
Plaid and Tink are joint leaders, each scoring 37.5% visibility and a composite score of 26.2. No other brand in the top 10 records any visibility at all.
What sources does Google AI Mode cite most for open banking platform research?
The top cited sources include openbankingtracker.com, gartner.com, g2.com, saltedge.com, stripe.com, and youtube.com, indicating the AI draws on third-party trackers, analyst platforms, and broad-format content.
Which brands are cited by AI but not named in open banking answers?
Yapily and Salt Edge both hold a 12.5% citation rate with 0% visibility, meaning their domains are referenced as sources but neither brand is named in the generated answer text.
How concentrated is AI visibility in this category?
Extremely concentrated: Plaid and Tink account for all named visibility, while 8 of the top 10 brands record zero visibility, and the category average sits at just 3.8%.
Which brand saw the biggest visibility drop in open banking platforms?
Bud fell from 12.5% visibility to 0%, a delta of -12.5 percentage points, making it the only recorded faller in this audit period.
Does any AI engine other than Google AI Mode influence open banking platform visibility?
Based on this audit, every brand lists Google AI Mode as its top engine, with no signal recorded from any other AI platform in the dataset.