AEO Rankings · Fintech

AEO for open banking platforms: AI search visibility ranking

By monitoraeo Last updated August 13, 2026 Refreshed every 90 days

How AI search engines rank open banking platforms by visibility and citations. 20 brands measured quarterly across Google AI Mode: which brands the AI names in answers, which domains it cites as sources, and how the leaders compare. Platforms used to connect bank data, support account aggregation, power payments, and enable regulated open banking products. Composite score: 70% visibility (% of AI answers naming the brand) + 30% citation rate (% citing the brand's domain). Full methodology →

11%

Avg visibility across category

Avg citation rate

20/20

Brands successfully audited

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When asking AI engines about Open banking platforms, Yapily comes out as the leader, mentioned in 25% of responses. It is frequently highlighted alongside other top brands like Plaid and TrueLayer. Yapily's visibility is driven by its strong presence in AI-generated content, reflecting its 75% citation rate by these engines.

The rankings are influenced by the sources AI engines rely on, with frequent citations from yapily.com and openbankingtracker.com. These sites are often aggregators and review platforms, lending a sense of credibility and authority to the brands they discuss. This means the listed platforms benefit from recognition not just by AI but by a broad online community.

For buyers evaluating Open banking platforms, the page should serve as a guide based on what AI engines prioritize: recent, third-party reviews and a strong online presence. Consider choosing a platform with high visibility and citation rates, reflecting sustained focus and authority in the subcategory, as these are indicators valued by AI in the decision-making process.

At a glance

Category leader Plaid 38% visibility · named in 3 of 8 AI answers

Most cited brand Yapily 75% citation rate · the AI's most-trusted source brand in open banking platforms

Top cited domain yapily.com Referenced by AI across the open banking platforms query set — the highest-leverage PR target in this category

Visibility spread 38pp Gap between top and bottom of the ranking · 12 brands at 0% (invisible to the AI)

What we observed in this category

Yapily leads the open banking platforms category with a composite score of 40.0, ahead of Plaid at 37.5 and TrueLayer at 30.0. The gap matters because Yapily achieves this rank despite a visibility score of only 25.0 percent, well below the 37.5 percent shared by Plaid, TrueLayer, Tink, and Bud. Its lead is driven almost entirely by citation dominance at 75.0 percent, more than double Plaid's citation rate and six times TrueLayer's, suggesting Google AI Mode treats Yapily as a primary reference source rather than simply a named brand.

A clear divergence exists between named visibility and cited trust across ranks 2 to 5. Plaid, TrueLayer, Tink, and Bud all share identical visibility scores of 37.5 percent, yet their citation rates differ sharply: Plaid at 37.5 percent, TrueLayer at 12.5 percent, and Tink and Bud both at 0.0 percent. This means Tink and Bud are mentioned in AI responses as frequently as Plaid but are never used as cited sources, indicating AI treats them as contextual names rather than authoritative references.

All ten ranked brands share Google AI Mode as their top engine, confirming the audit data reflects a single-engine landscape with no Bing or Perplexity signals recorded. The top cited sources list includes third-party domains such as openbankingtracker.com, backbase.com, and gartner.com alongside brand-owned domains, indicating AI is anchoring citations on a mix of industry trackers, analyst platforms, and a small number of brand sites. Yapily.com and plaid.com are the only brand-owned domains appearing in that cited sources list.

Movers & shakers since last refresh

Biggest visibility risers

Bud 0% → 38% · rank #18 → #5
+38pp
Yapily 12% → 25% · rank #4 → #1
+12pp
MX 0% → 12% · rank #8 → #7
+12pp

Biggest visibility fallers

Plaid 75% → 38% · rank #1 → #2
-38pp
Tink 50% → 38% · rank #2 → #4
-12pp

The AEO ranking

#	Brand	Visibility	Citation	Top engine
1	Yapily yapily.com	25%	75%	Google AI Mode
Yapily leads on composite score (40.0) with a citation rate of 75.0 percent, nearly triple the category average of 6.9 percent, despite visibility sitting at just 25.0 percent.
2	Plaid plaid.com	38%	38%	Google AI Mode
Plaid holds 37.5 percent visibility and 37.5 percent citation rate, but dropped from rank 1 after its visibility fell 37.5 points from the previous period despite citation improving by the same margin.
3	TrueLayer truelayer.com	38%	12%	Google AI Mode
TrueLayer matches Plaid's visibility at 37.5 percent but trails sharply on citations at 12.5 percent versus Plaid's 37.5 percent, producing a composite score of 30.0 compared to Plaid's 37.5.
4	Tink tink.com	38%	0%	Google AI Mode
Tink shares 37.5 percent visibility with three peers but records zero citations, and its visibility declined 12.5 points from the prior period alongside a 12.5-point drop in citation rate.
5	Bud budfinancial.com	38%	0%	Google AI Mode
Bud is the biggest riser in the dataset, jumping 13 ranks from 18th to 5th with a 37.5-point visibility gain, but its citation rate remains at zero, keeping composite score equal to Tink at 26.2.
6	Finicity finicity.com	12%	0%	Google AI Mode
7	MX mx.com	12%	0%	Google AI Mode
8	Nordigen nordigen.com	12%	0%	Google AI Mode
9	GoCardless Bank Account Data gocardless.com	0%	12%	Google AI Mode
10	Akoya akoya.com	0%	0%	Google AI Mode
11	Trustly trustly.com	0%	0%	Google AI Mode
12	Flinks flinks.com	0%	0%	Google AI Mode
13	Basiq basiq.io	0%	0%	Google AI Mode
14	Zai hellozai.com	0%	0%	Google AI Mode
15	Aiia aiia.eu	0%	0%	Google AI Mode
16	Belvo belvo.com	0%	0%	Google AI Mode
17	Brankas brankas.com	0%	0%	Google AI Mode
18	Railsr railsr.com	0%	0%	Google AI Mode
19	Salt Edge saltedge.com	0%	0%	Google AI Mode
20	Token.io token.io	0%	0%	Google AI Mode

Sources AI engines trust in this category

Across the 8 buyer-intent queries we ran on open banking platforms, these are the domains Google AI Mode cited most often. If you're not on this list — or if your competitors are — that's a concrete PR / linkbuilding target.

yapily.comopenbankingtracker.combackbase.comconnectpay.comstripe.comachievealtitude.complaid.comgartner.com

How to read this AEO ranking

Four things worth knowing before you act on the numbers above. These are the same definitions across every industry page — for category-specific observations, see the What we observed section above (where available) and the per-brand insights inline in the ranking.

Visibility = being named

A brand's visibility % is the share of AI answers that mention it by name in the response prose. This is who AI engines actively recommend to the buyer. More on visibility →

Citation rate = being trusted

Citation rate is the share of AI answers that include the brand's domain as a clickable source link. This is what the AI treats as authoritative evidence, different from being named. More on citation rate →

Top engine differs by brand

The "top engine" column shows which AI surface each brand performs best on. Big gaps between a brand's score across engines usually points to specific content or schema gaps. How AI engines pick sources →

AEO rankings move month to month

AI engines re-crawl and re-rank on shorter cycles than classical search. We re-audit every brand on this list at least every 90 days and refresh this page automatically. How AI search ranking works →

Run an AEO audit on your own open banking platforms brand

The brands above were curated from public market-leader lists. Want the same answer engine optimisation measurement against your own brand — including the queries you appear on, which competitors get named instead, and a prioritised fix list? Run a free preview.

Audit your open banking platforms brand → Browse all AEO rankings Methodology →

Frequently asked about AEO for open banking platforms

Who leads AI visibility in open banking platforms?

Yapily leads with a composite score of 40.0, driven by a 75.0 percent citation rate. Plaid ranks second at 37.5 composite despite higher name-level visibility.

Which brands are mentioned frequently by AI but never cited as sources?

Tink and Bud both have 37.5 percent visibility scores but 0.0 percent citation rates, meaning AI responses name them without linking to their domains as references.

What sources does AI cite most for open banking platform research?

The top cited sources include yapily.com, openbankingtracker.com, gartner.com, plaid.com, and backbase.com, combining brand-owned domains with third-party industry trackers and analyst platforms.

Which brand made the biggest move in AI visibility this period?

Bud rose 13 ranks from 18th to 5th, with visibility jumping from 0.0 to 37.5 percent. However, its citation rate did not change, remaining at 0.0 percent.

How does the category average compare to the leading brands?

The category average visibility is 10.6 percent and average citation is 6.9 percent. The top 5 brands all exceed the visibility average, but only Yapily and Plaid exceed the citation average.

Which engine dominates AI visibility data in this category?

Google AI Mode is the top engine for all ten ranked brands in the dataset, with no other engine recorded as a primary driver of visibility or citations.